T Mobile

T Mobile can usually help provide you with a mobile phone contract, even if you have been refused by other network.  In fact, T Mobile now offer a  Solo Lite tariff which is designed specifically for people with a bad credit rating. It comes as a SIM card only package with a number of temporary restrictions such as no picture messaging and no international calls. Once you have paid 2-3 months bills, these restrictions are  lifted and you can then upgrade to a standard contract with free handset upgrade.

The Solo Lite package is not shown on the website and only offered if you fail the credit checks on their Combi, Flex T and Solo tariffs.

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3 Mobile

Out of all the major phone networks in the UK, 3 Mobile have always been more tolerant to people with bad credit history. Ever since they were first established in 2003, many people with poor credit history have been successful in getting approved - despite being refused elsewhere.

Although they do not guarantee approval, you stand a much better chance if you apply for a less expensive tariff and choose a lower value or free handset. We recommend that you take a look at their new Skypephone handset. The Skypephone works like a normal phone and features onboard software which also allows you to make free calls to other Skype users.

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Bad credit mobile phones