To ensure that you have access to the mobile phone plan that you want, it pays to shop around your local stores and ask them whether they have plans especially for those with bad credit. If you can’t find one willing to help, then you could even look in local newspapers. However, your best chance will probably come with searching on the internet, and there are a number of online stores that specialize in bad credit mobile phones and plans for those who have a bad credit score.

There are some companies that will offer deals to those who have a bad credit score. They will often sign you up to your pone plan if you are willing to sign up to the agreement they are offering – but remember that these agreements will often be made to benefit the company themselves. This could include terms such as locking you into their contract plan for more than a year to make sure you continue using their service. You will also need to make sure that you always pay on time, or else you risk charges that are a lot higher than those for people with good credit. Remember, all of the mobile phone networks are in it to make money, which is why they want to take advantage of your credit score. Just make sure that you understand this before signing up.

There are also some companies who will offer you mobile phone contracts with bad credit if you get someone else to co-sign the agreement. This co-signer must have a good credit score themselves, and they will be responsible for any event where you do not make your payment on time. So, whoever you get to help you should understand this as well as being reliable. This is one alternative way of getting your hands on the mobile phone that you really want.

You can also try to make a special agreement with the mobile phone provider to get the phone you want. This could mean paying a deposit to make sure you’ve paid for at least some of the costs upfront. You could even try prepaid services, which is the best option for those who have bad credit and want complete control over how much they spend.

There is a variety of information held on your credit report from a variety of sources. If any of it is wrong, it could affect your ability to get credit. Here’s how to correct the information held on your report.

The electoral roll

If you have registered to vote and your credit file does not show this, please contact the credit reference agencies listed at the bottom of this article and they will investigate the matter. If you have not registered to vote, you may want to contact your local authority about filling in an electoral registration form.

If you move home you can tell your local authority who will tell credit reference agencies about your change of registration in the course of the year.

Court judgments

If you believe a county court judgment has been recorded incorrectly, you should contact the county court, quoting the case number included on your file. If the judgment was recorded incorrectly the county court will alter their records. Credit reference agencies are told about any such changes within four weeks, but if you give them original court documents, in the form of a Certificate of Satisfaction or Cancellation, they may be able to change their sooner if necessary.

If you have paid a Scottish Decree, you should send Registry Trust (address below) a receipt or a letter from your creditor (known as the pursuer) to confirm your payment.

If you write to Registry Trust Ltd questioning the accuracy of a judgment recorded on your file, asking for an entry to be changed, you should send a cheque for £4.50 to cover their search fee. They will then tell the credit reference agencies about any change to your file.
For judgments made in Northern Ireland, if you provide documents from a plaintiff to confirm a payment, the agencies will change their records. If you have any questions about the accuracy of a judgment recorded on your file, contact the court concerned.

If a bankruptcy order against you is annulled (cancelled) or discharged (that is, you have met all terms), you should send a copy of the Annulment Certificate or Order of Discharge to the credit reference agencies. They will then update their records. If your bankruptcy has been annulled they should completely remove any record of it from your file. If your bankruptcy has been discharged a record of it will be kept on your file but it will show that it has been discharged.

Voluntary arrangements

If you have any questions about a record of a voluntary arrangement you should contact the supervisor who dealt with your case. If you send documents from the supervisor to confirm that the information on your file needs to be changed, the agencies will change their records.

Credit accounts

After carefully studying the credit account details (credit cards, loans, mortgages, etc.) on your file, if you believe any information needs to be changed you should write to the lender concerned and ask them to give the correct information to the credit reference agencies.

Searches

Credit reference agencies will delete searches only when they are instructed to do so by the company who searched your file. If you are concerned about the accuracy of a record of a search, you should contact the company which carried out that search.

Linked addresses

Links between your previous addresses, or any addresses you may use for correspondence, may be listed on your credit file. The link will only be broken when the reference agencies are asked to do so by the organisation that created the link.

CIFAS

If you have any questions about a CIFAS record, write to the organisation concerned. If you disagree with that organisation over the information on your file, ask the organisation for details of the scheme for settling disputes.

Financial associations (shared financial responsibility)

If a financial association is shown, and you do not share a financial responsibility with the other person, or if that financial association no longer exists, you should write to the credit reference agencies. They will investigate the matter and make any necessary change to your file.

Aliases

If any names are shown on your credit report that you have never used, you should contact the company listed as providing the other name, or write to the credit reference agency and they will investigate the matter and make any necessary changes to your file.
Information about other people

If you share no financial responsibility with any other person mentioned on your file you can ask the agencies to ‘create a disassociation’. This breaks any connection between your information and theirs and so makes sure their information is removed from your file, and that your information is removed from theirs. To do this you must give the agencies your, and the other person’s, full name and date of birth, details of your relationship and any shared addresses.

The question you may be asking yourself is can I get the Apple iPhone if I have bad credit history? The answer is not a simple one, sure you can try your best to get it but remember it is a £400-500 handset and one of the first pieces of advice when applying for a mobile phone with bad credit is opt for a mid range handset.

The iPhone is a nifty bit of kit but there are several lower end handsets that have nearly all the same functions which are cheaper and therefore have a better approval rate. The iPhone has stricter conditions than many handsets and you may struggle to get one if you have severe bad credit, however if you just have no credit history it may be worth a try as you have to start somewhere.

Alternatively apply for a sim only contract with 3 Mobile or Vodafone and get the iPhone in a few months once you have built up some loyalty.

Companies like AffordableMobiles.co.uk exist to assist with this issue.

A UK bank account is still required of course, but is an excellent way to get a contract mobile phone with poor credit score. The phones may not always be the very latest and shiniest versions, but tariffs are very comparable with most of the big phone networks out there right now.

If you happen to be in the interesting situation of having bad credit, but still possessing a credit card, it may be worth the time to apply for a cell phone the regular way. Yes, excessive inquiries can potentially lower your credit rating, but for the most part, the worst thing that can happen is that they turn you down.

We suggest trying Affordable Mobiles first if you choose this route, We’ve seen a number of instances where people with poor credit ended up getting a contract phone through this site, so it’s definitely worth your time.

If you still can’t get a phone, then you’re in the uneviable position of having someone try to apply and get the phone for you. You can always transfer the bank payment to come out of your account instead to avoid inconveniencing the friend/relative who is kind enough to do this for you. Of course, the only issue with this is, if you don’t pay the bill, it affects their financial standing and credit, so make sure you can follow through before exploring this option.

If you’re lucky enough to get a contract phone, hang onto it. It will allows you perks, a pretty much set rate, and the ability to upgrade down the road without having to pay too much, sometimes just by asking for an upgrade.

We hope this has been a useful read for you, and that it proves just because your credit is bad, doesn’t mean you can’t get a contract  phone and reap all the benefits it has to offer.

Want a contract mobile phone and have poor credit?

In the video industry, the latest buzzword these days is 3D. Televisons in 3D mode will be released this summer with new programmes being rapidly produced to meet the demands and people are flocking to cinemas to watch 3D enabled films such as James Cameron’s Avatar. So when will 3D begin appearing on our mobile phone screens?

James Cameron recently said that he believes that 3D is going to come to mobile phones faster than people might think. He explains that the technology necessary to create 3D images on a small screen like a mobile phone is actually simple when compared to the 3D technology required for the big screen. Moreover, you won’t need to wear 3D glasses to see 3D on a small mobile phone screen because of the way that the technologies differ.

However, is it going to really be worth it to watch movies like Avatar on a screen as small as your mobile phone? Cameron says no. The entire design of a 3D movie like this one is supposed to be a monumental big-screen effect that appeals to your senses. It just isn’t likely that you’re going to be able to really get that effect on such a tiny screen.

So what will 3D be good for on mobile phones? Cameron says that he’s excited about the 3D apps that developers are likely to start coming out with the near future.

Why Would You Want BlackBerry Screenshots?

Think about all of the times that you’ve wanted to share what was on your mobile phone with someone else but haven’t had an easy way of doing it. That’s what this app is for if you’re a BlackBerry user. Screenshots of your BlackBerry’s screen might be used for:

Posting to a blog. If you’re doing something cool with your BlackBerry then you might want to let other people know about it through your blog. A picture’s worth a thousand words so a screenshot it is a great tool.

You want to share your home screen. We share everything these days with our email contacts and social networking friends. You might want to share your home screen image with others just for fun.

For your job. Are you an app reviewer? Are you a developer who wants customers to easily be able to see what your apps do? You might want to use the screenshot app to make your job easier.

How to Download the Capture It App

You can download this free app using your BlackBerry handset. Simply log on to the mobile web in the same way that you always do, and go to the following mobile website: http://m.thetechmogul.com. You will see a link there that lets you download the latest version (1.4) on to you BlackBerry handset. Download the app by following the link and pressing the “download” button. Depending on your handset, the app may immediately download and install or you may have to restart your phone for the app to install. Follow the instructions and you’ll be fine.

How to Use the App to Take a Screenshot

Once you’ve downloaded the Capture It app, how do you use it? Follow these steps:

Find the app. The app has probably been installed in your Downloads folder. Alternatively, it may be installed on your home screen. This depends on your handset. It’s helpful to know where it’s at, although you will be able to access it from your BlackBerry menu.

Choose the screen that you want to take a screenshot of. This app allows you to capture a screenshot for any display on the handset.

Go to the menu button on your BlackBerry handset. Open up the menu and find “Capture It”. Select it. You will feel a slight vibration of your phone as the image is captured. It’s as easy as that; your screenshot has been taken and is now located on your device.

How to Find and Use your Screenshot

Now that your screenshot has been taken, you need to find it and use it. It’s easy to find it; just go to Pictures and you will see the image there. It should be the first image that you see assuming that you didn’t take any other pictures after taking the screenshot.

You can do a lot of things from this picture, just like you can with all of the pictures in this folder. Simply select the BlackBerry menu again and choose what actions you want to take. For example, you can set the screenshot as your new wallpaper, or move it to somewhere else on the device.

One of the things that you’re likely to want to do with your screenshot is to share it. Simple choose “send or share” from your BlackBerry menu button. Follow the instructions on these choices to share this screenshot with others. (For example, choose email and follow the on-device instructions to easily email the image to someone else).

Bonus Tip: Assign Capture It to a Convenience Key

You might want to assign Capture It to a convenience key on your BlackBerry handset so that it’s even easier to locate and use it. It’s easy to do that. Follow these steps:

Go to the applications menu on your handset.

Go to “options” inside of applications.

From the options available, choose “screen/keyboard”.

Scroll down to selection “convenience key opens”.

Press “menu”.

Select “change options”.

Scroll down to the Capture It option to assign this app to a convenience key.

Save your changes.

Why Capture It Is Better Than Other Options for BlackBerry Screenshots

You might already know that there are other options for taking screenshots with your BlackBerry. So why use Capture It? Well, the reason is because this is a wireless option whereas most of the other good options out there are not wireless. Other options, such as using the command prompt or taking screenshots with BB ScreenShooter, require you to connect your device to your computer before you can take and use the screenshot. Since you probably use your BlackBerry when you’re on the go, these options aren’t nearly as convenient as learning how to use Capture It.

How to Use Capture It to Get BlackBerry Screenshots

Credit history of mobile phone owner is checked with a view to ensure that if you are having good payment history of timely payment to your lenders then phone companies do not have to undergo disputes in getting payment for their services.

As the number of people suffering from bad credit problems is increasing, there are now more choices than even when it comes about availing mobile phones in spite of bad credit history. He/she suffering from severe bad credit problems can avail pay monthly contracts for people with bad credit rating.

For getting good deal on mobile phones make online search, there are many online portals providing fabulous deals on mobile phones especially for those suffering from bad credit.

Click to compare bad credit mobile phone contracts

Since taking the mobile phone industry by storm at Mobile World Congress in Barcelona last week, Sony Ericsson raised the excitement surrounding the first 12 Megapixel camera phone further by releasing a trailer showing off the Idou and its new open source Symbian interface.

Forget about catching on fire, this particular mobile phone battery actually exploded with enough force to sever some apparently vital (as opossed to those non-vital arteries…) arteries in a Chinese man’s chest. Chinese-language site Hexun is reporting that witnesses heard a sudden, loud “bang” and then saw the man fall to the floor. Sadly, the exploding mobile phone battery resulted in an untimely end for the poor guy, who was just out shopping at a Lenovo ( OTCPK: LNVGY ) store. China seems to be a hotbed for phone mishaps that involve batteries and some sort of combustion

Read more:
Cellphone battery explodes Chinese man’s chest!

Looking for mobile phones with bad credit?

The BlackBerry Pearl 8120 in indigo marks a shift away from a focus on the business market for RIM. The handset will be available on prepay for £145 and will be marketed with an Orange £5 monthly internet add-on.

The phone will promoted to the youth market with easy access to internet sites such as the Facebook, Myspace, Flikr and windows live messaging.

Pippa Dunn, director of pay as you go, Orange UK said: ‘With nearly two thirds of UK mobile customers now using pay as you go, we are really pleased to be bringing one of the most popular email and multimedia devices to the masses as the first operator to offer BlackBerry on pay as you go in the UK .’

Features include a 2 megapixel camera with LED flash, Bluetooth, Wi-Fi and media player. The handset will be available in early February.