It can be tough to get approved for a mobile phone contract if you have a bad credit history. But you can try a company like Utility Warehouse, which will likely charge you an upfront deposit of around £10 for your first calls. This can be a good option for someone who wants a contract but doesn’t want to undergo a credit check. You will need to have an account with a UK bank.
There are some drawbacks to such deals. You often won’t get the newest phones on the market. However, you can usually get rates that are similar to tariffs charged by the major mobile carriers. Utility Warehouse also allows you to bundle your mobile phone contract with inexpensive contracts for gas, electricity and home phone service. These savings can offset your mobile phone bill.
As long as you continue to have a credit card or debit card, despite your bad credit, you can still apply for contracts with all of the major mobile carriers. However, you might get rejected and that can negatively affect your already troubled credit score.
The best option for those with bad credit is Vodafone or Orange, through its online portal. Many customers struggling with their credit history have reported success with these networks.
If you have exhausted all of your options and still find yourself being turned down for a contract, your last resort is to ask a friend or relative to sign up on your behalf. You can do this by setting up a direct payment or debit to this person’s account each month for the amount of your bill. But be careful when choosing this option. The person who signs the contract is ultimately responsible for paying the charges. So if you rack up your phone bill, make sure you can pay it down. Otherwise it can affect the other person’s credit score too.
If you get lucky and manage to score a contract – keep it. As long as you stay in a contract you can continue to upgrade your phone to the latest models even after your contract expires. And you can often negotiate more competitive tariffs.
Hopefully this guide has helped you see that you can still find a mobile contract no matter how poor your credit. You just have to be persistent – and a little creative.
Discover where to get bad credit mobile phones
Mobile phones are everywhere these days. It seems everyone’s got one – from grandmothers to small children. They have become indispensable tools in our everyday lives.
Mobile phone plans are traditionally offered one of two ways: as a PAYG tarifft or a pay monthly contract. While pay-as-you-go plans can work out to cost more for a call than a contract, they are a good option for some people, such as children, if you want to keep your mobile charges under control.
Most people opt for a fixed-term contract since it can be cheaper in the long run. But these contracts can be tough to get. Many phone companies have tough requirements you must meet before they will approve you for a contract.
During the application process, the company will record your personal details and then run them through systems that give the company an idea of whether you’ll make a good customer. One of the systems they use is a credit check, which gives the company access to your credit history and allows them to decide whether you are a low-risk customer. If your credit score is too low, the network will likely reject you for a contract. And it’s equally likely that other carriers will do the same.
Bad Credit Mobile Phones
But this doesn’t mean your situation is hopeless. Some companies are willing to hand out contracts to people with bad credit. These are known as bad credit mobile phones. But be warned that you will often have to pay more since you represent a greater risk to the company as a customer. Because of this, you will have to take extra time to research the different mobile phone contracts available to people with bad credit. There are a lot of scams out there that are just waiting to charge exorbitant mobile phone rates to vulnerable customers struggling with their credit history.
Struggling to be approved for a contract because of bad credit?
Click here to discover 6 places in the UK who offer bad credit mobile phones.
It can be embarrassing to get turned down for a mobile phone because of a tarnished credit rating. Let us help you find the best mobile contract for your needs – even if you have a poor credit history.
This website is designed to show you the best providers of bad credit mobile phones in the UK to allow you to select a pay monthly contract that suits your needs.
Here you can find information on the best SIM card-only plans for anyone struggling with a tarnished financial history. SIM card-only plans allow you to work on a month-to-month contract which you can cancel at anytime.
These types of contracts have a much higher approval rate for people with bad credit. And they allow you to build up a positive credit history with the phone company of your choice. Pay your bills promptly and chances are your carrier will approve you for better mobile contracts in the future.
Bad Credit Mobile Phones
This site aims to help you find a mobile contract – which will help you improve your credit rating. By scoring a phone contract and then paying your bills on time, you can rebuild your credit history and show lenders that you are a good candidate for credit in the future.
No matter how bad your credit, that shouldn’t prevent you from being able to have a mobile phone. And by applying for a contract listed on our website, you can start on the road to repairing your credit history and ultimately get approved for the mobile contract you’ve always wanted.
Our inventory of mobile carrier contracts is specifically designed for those with bad credit. We list contract details, the rating and approval procedures for each one, as well as a photo of the carrier.
Discover 6 uk companies who offer bad credit mobile phones
You can go ahead and stop holding your breath now. Despite varied speculation hinting at a 12-megapixel cameraphone from Samsung rearing its head at Mobile World Congress, word on the street is that Samsung won’t be bringing any mega-megapixel cameraphones to Barcelona. Telecoms Korea cites “a source familiar with Samsung’s internal marketing plans” in their report that Samsung will be holding off on launching their 12-megapixel beast for just a bit longer.
Excerpt from:
If you’re hoping for a 12-megapixel Samsung cameraphone at MWC… don’t
