With most traditional mobile phone providers, a credit check is required to secure a contract and handset with them. If you have bad credit, just the idea of a credit check is daunting, but as long as you are not currently declared bankrupt there should still be an option for you.

There are several companies and providers that offer mobile phones no matter what your credit history. The first type of provider will offer a mobile phone contract completely without running a credit check; this may sound ideal, but there are penalties when it comes to the cost of tariff and quality of handset you will receive. Whether or not to use these companies is a personal choice; there is a virtually guaranteed acceptance with these providers, yet they can be expensive and restrictive.

Some of these restrictions can be particularly difficult to stomach. These include the fact that you will be greatly limited in your choice of phone handset, you will pay a much higher monthly fee for inclusive text messages and phone calls, you may be required to sign a longer-than-standard contract (sometimes up to 24 months) and you may pay higher interest rates.

No credit check mobile phones

It is therefore worth while considering the more traditional mobile phone providers like 3 Mobile before resorting to a no-credit-check company such as . Many providers do still complete a credit check, but have much lower levels for acceptance than most. If you do qualify for these, you will find the contract terms far less stringent than for those without a credit check at all; while the deal is not going to be as good as a standard contract, it is vastly superior to the terms of a credit check free deal.

It is also worth applying with some of the well known providers, as many have a system in place that allows you to pay an upfront security deposit before your phone is delivered to you. This is usually in the region of £100, and allows you an almost-normal contract in return. Should you not default on your contract, the deposit is returned to you at the end of the term.

For a list of retailers who supply mobile phones to people with bad credit history visit www.badcreditmobiles.com